Welcome to this 2-bedroom, 1-bath home in Monticello, set outside of a formal subdivision with no mandatory HOA. Thoughtfully planned, the interior provides 1,602 square feet of finished living space with an open, livable feel from room to room. The kitchen functions as the heart of the home with ample counter space, storage, and a natural connection to the main living areas. Open concept living and dining spaces create a comfortable setting for gatherings of all kinds. Step outside to approximately 0.72 acres, creating a comfortable setting for outdoor living and weekend gatherings. Practical parking available for multiple vehicles makes everyday living easier for households with multiple vehicles. Located in Monticello but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. After roughly 59 days on the market, this home remains a strong option in the area. Currently offered at $165,000, this home delivers a strong combination of space, condition, and location.