Welcome to this 2-bedroom, 1-bath home in Monticello, set outside of a formal subdivision with no mandatory HOA. Inside, the home offers 890 square feet of finished living space, giving plenty of room for everyday living and easy entertaining. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Outdoor living is easy with a backyard that is well suited for grilling, gathering, or unwinding at the end of the day. The property includes parking available, offering convenience for residents and guests. Set outside of a formal subdivision, this address in Monticello offers a more independent feel with no mandatory HOA. Currently listed for about 269 days, this property combines space, style, and value. With an asking price of $169,000, this property represents an appealing opportunity in the current market.